Download IPFS Australia’s private credit market is undergoing explosive growth, driven largely by the retreat of traditional banks from high-risk lending. Non-bank lenders are stepping in, offering capital to sectors often overlooked by major institutions such as commercial real estate, small-to-medium enterprises (SMEs), and distressed borrowers. While this shift is[Read More…]

Download IPFS Westpac economists argue that the Reserve Bank of Australia’s (RBA) recent decision to pause interest rate cuts offers no tangible economic benefits, leaving households and businesses in limbo. This article examines Westpac’s critique, the broader economic context, and concerns over the Albanese government’s handling of monetary policy challenges.[Read More…]

Download IPFS Australia’s unemployment rate rose to 4.3% in June 2025, highlighting weaknesses in the migration-fuelled job growth linked to the National Disability Insurance Scheme (NDIS). This article examines the artificial nature of the NDIS-driven job surge, its reliance on migrant workers, and the Albanese government’s failure to address underlying[Read More…]

Download IPFS Australia’s share market closed at record levels on 18 July 2025, with the S&P/ASX 200 Index rising 118.2 points (1.4%) to finish at 8,757.2—its strongest single-day gain since April. The All Ordinaries Index also climbed 1.3%, closing above the 9,000-point milestone for the first time. This marked the[Read More…]

Download IPFS Australian apple farmers have secured a major victory against supermarket giants Coles and Woolworths, gaining access to China’s lucrative market through a new biosecurity protocol signed in 2025. This article explores how the trade deal, effective from 2026, empowers growers, reduces reliance on domestic retail duopolies, and strengthens[Read More…]

Download IPFS AMP Bank has launched a new savings account, dubbed “Back to the Future,” echoing a high-interest model from 2005, offering a competitive 4.7% per annum (p.a.) variable rate with no monthly fees. This article explores the account’s features, its nostalgic appeal, and its significance in a market wary[Read More…]

Download IFPS Leading economist Professor Ross Garnaut has sharply criticized Minister for Employment and Workplace Relations Amanda Rishworth’s assertion that a June 2025 unemployment rise to 4.3% stemmed from global uncertainty, calling it a weak excuse for domestic policy shortcomings. This article examines Garnaut’s critique, the Australian labour market’s performance,[Read More…]

Download IPFS Protecting the environment has long been framed as a moral or ideological imperative, but growing economic evidence is proving what many have suspected: sustainability is not only responsible, it’s financially smart. At a time when global resources are under mounting pressure and governments grapple with cost-of-living and productivity[Read More…]

Download IPFS Prime Minister Anthony Albanese’s recent six-day visit to China was presented as a diplomatic breakthrough, but beneath the polished photo ops lies a far more complex narrative. While officially framed as a reset in trade relations, the visit highlights the growing tension in Australia’s strategic balancing act between[Read More…]